Home Settlements Officer Resume template
Settlements Officer resume template
A clean starting structure with example content grounded in what settlements officers actually do day to day, not generic filler. Download and replace the bracketed placeholders with your own details.
Which resume format should you use?
Reverse chronological
You have a steady work history. This is the format almost every recruiter and ATS expects by default.
Functional
You're changing fields or have gaps in your employment. Leads with skills rather than a job-by-job timeline.
Combination
You're early career or have worked consistently but for only a few employers. Blends a skills summary with a shorter chronological history.
This template uses the reverse chronological format: the one most settlements officers should default to, since most Australian recruiters and ATS software expect it.
Professional summary
Detail-focused settlements professional with a background in back-office financial operations. Experienced in processing and confirming trades across equities, bonds and cash, and in reconciling accounts to keep settlement cycles running on time. Works closely with brokers, custodians and internal teams to resolve issues before they cause failed trades.
Key skills
- Regulatory compliance
- Risk and internal controls
- Operations management
- SWIFT
- CHESS
- RITS
- Bloomberg
- Microsoft Excel
- Attention to detail
- Time and deadline management
- Written communication
- Problem solving
Experience: example bullet points
- Processed settlement instructions for securities and cash transactions, meeting daily cut-off times and maintaining accurate records in CHESS and SWIFT.
- Confirmed trade details with brokers, custodians and counterparties, resolving mismatched data before it could lead to failed settlements.
- Reconciled settlement accounts and investigated discrepancies, reducing the number of unresolved items carried over to the next day.
- Maintained transaction records in settlement systems, ensuring audit trails were complete and easy to follow.
- Liaised with internal teams and external parties to resolve settlement issues, preventing delays and keeping counterparties informed.
Education
A bachelor degree in finance, commerce or business is common, though many enter with a diploma or Certificate IV in financial services and learn on the job.
Keywords an ATS is likely to scan for
Applicant tracking systems match your resume against terms in the job ad before a person ever sees it. Only include the ones that actually apply to your experience, but if a term below matches something you've done, use the same wording the job ad uses.
- SWIFT
- CHESS
- RITS
- ASX
- ASIC
- APRA
- Austraclear
- settlement instructions
- trade confirmation
- reconciliation
- failed trades
- corporate actions
- AML/CTF
- KYC
- custodians
- counterparties
- Bloomberg
- Microsoft Excel
Getting past ATS screening
- Match the specific skills, certifications and terms used in the job ad, not just your own wording for the same thing.
- Keep formatting simple: no tables, text boxes, columns, headers/footers or graphics. Parsers frequently drop content placed in these.
- Submit as .docx or PDF unless the job ad specifies otherwise.
- Use standard section headings (Experience, Education, Skills) rather than creative alternatives.
- List your core skills and technical competencies in their own section so a keyword scan can find them instantly.
This is a starting point, not a guarantee of interviews. Tailor every bullet point to your own real experience and the specific job ad.