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Trust Officer salary in Australia
The median full-time salary for a trust officer is $90,000 per annum, before tax, up $19,100 since 2018.
DerivedIndicative estimate, not yet verified against official Jobs and Skills Australia / ABS data · Estimate
- Pay depends more on who employs you than on the job title: public trustee offices work to fixed classifications, while private trustee companies and banks set their own bands and bonus structures.
- Experience with complex estates, a professional accounting qualification or a large portfolio of trusts usually moves you up a band.
- The biggest portfolios tend to sit in capital city offices.
The median salary rose by $19,100 between 2018 and 2024; the dashed line shows a projection to 2028 based on the real ABS Wage Price Index growth rate, not a role-specific forecast.
Roles that pay more than trust officer
The largest typical pay rise is $61,000 a year, moving into Financial Controller.
- Financial Controller+$61,000/yr
- Finance Manager+$61,000/yr
- Loan Officer+$3,900/yr
How to negotiate a higher trust officer salary
- Know the market rate before you ask. The median full-time trust officer salary is $90,000; use that, not a guess, as your anchor, and adjust for your experience and employer.
- Lead with what's scarce, not just tenure. Skills like Financial reporting and Regulatory compliance tend to command a premium over general trust officer experience, name them specifically when you ask.
- Bring a real alternative to the table. Financial Controller pays a typical $61,000 a year more and draws on similar skills, even mentioning you're weighing it up is a legitimate data point in a pay conversation.
- Time it deliberately. Reviews, the end of a project you delivered, or taking on responsibility beyond your job description are stronger moments to ask than an arbitrary date on the calendar.
- Ask for a number, not a raise. "Based on the market rate and [specific contribution], I'd like to move to X" gets a clearer answer than "I think I deserve more."
Trust Officer salary questions
How much do trust officers earn in Australia?
The median full-time salary for a trust officer is $90,000 a year before tax. Seniority, specialisation, sector and the award or agreement you're employed under all move it.
Is trust officer pay rising or falling?
The median trust officer salary is up $19,100 since 2018. Figures from 2025 onward on this page are a projection, not a measured result.
What pays more than trust officer?
Financial Controller pays a typical $61,000 a year more and draws on similar skills to trust officer.
Related salaries
- Financial Controller salary
- Finance Manager salary
- Loan Officer salary
- Claims Assessor salary
- Investment Administrator salary
- Paraplanner salary
Pay advice
- How to ask for a pay rise, and back it up with real numbersWhat national wage growth looks like right now, how to work out a figure for your own role, wording you can adapt for the conversation, and what to do if the answer is no.
- The average salary in Australia (2026)Full-time adults in Australia averaged $2,083.70 a week in May 2026. Several measures get called the average salary, and this explains which one fits your situation.
- Overtime pay, time in lieu and what your award saysOvertime rates come from your award or agreement, not one national rule. How rates work, what happens on a salary, and how time off in lieu works.