Home Underwriter Resume template
Underwriter resume template
A clean starting structure with example content grounded in what underwriters actually do day to day, not generic filler. Download and replace the bracketed placeholders with your own details.
Which resume format should you use?
Reverse chronological
You have a steady work history. This is the format almost every recruiter and ATS expects by default.
Functional
You're changing fields or have gaps in your employment. Leads with skills rather than a job-by-job timeline.
Combination
You're early career or have worked consistently but for only a few employers. Blends a skills summary with a shorter chronological history.
This template uses the reverse chronological format: the one most underwriters should default to, since most Australian recruiters and ATS software expect it.
Professional summary
Underwriter experienced in assessing insurance or lending applications against financial data, risk factors and regulatory requirements. Comfortable balancing analytical rigour with clear communication to brokers, applicants and internal teams, and confident applying underwriting guidelines consistently across a varied caseload.
Key skills
- Financial analysis and modelling
- Risk assessment and internal controls
- Regulatory compliance (APRA, ASIC requirements)
- Data analysis and portfolio monitoring
- Underwriting management systems (Guidewire, Sapiens)
- Credit scoring models
- Excel and data analytics tools
- Client relationship management
Experience: example bullet points
- Reviewed application documents and financial statements to assess creditworthiness, reducing turnaround time on standard applications by streamlining document checks
- Interpreted medical reports, property valuations and inspection findings to inform coverage decisions across a mixed portfolio of personal and commercial risk
- Calculated premiums and loan terms using underwriting models and actuarial data, keeping pricing consistent with company risk appetite
- Communicated approval decisions and policy conditions to brokers and applicants, resolving queries directly to avoid unnecessary escalation
- Monitored portfolio performance against claims and default trends, feeding findings back into underwriting guideline reviews
Education
Bachelor degree in commerce, finance, economics or actuarial studies is the most common entry point, with some employers preferring or supporting postgraduate study; ANZIIF or FINSIA certification is often completed on the job.
Keywords an ATS is likely to scan for
Applicant tracking systems match your resume against terms in the job ad before a person ever sees it. Only include the ones that actually apply to your experience, but if a term below matches something you've done, use the same wording the job ad uses.
- Underwriter
- Underwriting guidelines
- APRA
- ASIC
- AFSL
- ANZIIF
- General Insurance Code of Practice
- NCCP Act
- Credit risk
- Actuarial data
- Guidewire
- Sapiens
- Prophet
- MoSES
- Loan serviceability
- Premium calculation
- Risk appetite
- Portfolio monitoring
Getting past ATS screening
- Match the specific skills, certifications and terms used in the job ad, not just your own wording for the same thing.
- Keep formatting simple: no tables, text boxes, columns, headers/footers or graphics. Parsers frequently drop content placed in these.
- Submit as .docx or PDF unless the job ad specifies otherwise.
- Use standard section headings (Experience, Education, Skills) rather than creative alternatives.
- List your core skills and technical competencies in their own section so a keyword scan can find them instantly.
This is a starting point, not a guarantee of interviews. Tailor every bullet point to your own real experience and the specific job ad.